# Peer-To-Peer Technology In traditional prediction markets, the house always wins. But with peer-to-peer technology (the exchange of data or information without the need for a centralized third party), there is no house - all activity on the protocol is created and governed by users. In traditional prediction markets, payouts are reliant on the solvency of a single point of failure, but by omitting the centralized middleman, there is no counterparty risk on FORE Predict. Participants need not trust any entity with the safety of their funds: payout is determined by immutable smart-contracts that require no human intervention to fulfill the terms of the contract. Meanwhile, odds are determined by market participation (the users themselves), fees and transactions are transparent, and value is shared across all participants. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.foreprotocol.io/fore-protocol/whitepaper/how-fore-works/key-technology/peer-to-peer-technology.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.